Repayment patterns
The schedule takes into account the chosen model: annuity, equal principals, periodic interest or a single payment at maturity.
MONTHLY FORECAST
P2P portfolio Cash Flow Forecast
Predict when payments are expected, how much may be delayed, how much funds will be reinvested, and what the estimated effect of uninvested funds is.
Important: forecast is not a repayment plan from the platform. It is a scenario according to the entered parameters and does not guarantee future payments.
Positions
Add a position or group of credits with the same term and repayment model.
No items added yet.
Assumptions
Set up the general delay and reinvestment scenario.
BY MONTHS
Expected schedule of cash flows
The delayed portion is moved to a later month as allowed.
| Month | Principal | Interest | Received | Delayed | Reinvested | Free funds |
|---|---|---|---|---|---|---|
| Add positions to get a forecast. | ||||||
Expected delays
The set percentage of each payment is moved forward by the selected number of months. This is a scenario, not a forecast for a specific loan.
Effect of uninvested funds
Shows the estimated forgone income during the time that funds intended for reinvestment remain free.
About the forecast
Does the forecast show guaranteed payments?
No. The result is a scenario according to the entered terms, interest rates, repayment patterns and delay and reinvestment assumptions.
How is the effect of uninvested funds calculated?
This is the indicative income that is not received while the reinvested funds await reinvestment.
What repayment models are supported?
The instrument supports annuity payments, equal principals, periodic payment of interest only and lump sum payment of principal and interest at maturity.